Tom
Moving costs after relocation in Bristol
Tom needs £2,500 to cover moving costs
44% funded by 22 supporters
I've been offered a job in Bristol starting in six weeks. Between the deposit, first month's rent and a van, the move comes to about £2,500, and I won't be paid until a month after I start.
It's a permanent contract and a step up, so it's worth doing properly rather than turning it down.
How this campaign has been funded
- £260
- donated
- £340
- lent interest-free
- £500
- lent with a return
Supporters choose privately how they want to help. Tom and Lendfolk can see these totals, but no one can see which choice any individual supporter made.
What Tom repays
Maximum APR
8.9%
Tom was assessed on this rate, and on repaying the full £2,617.37 it would cost over 12 months. It includes the cost of borrowing through Lendfolk, so there is no separate platform fee on top of this rate.
- Maximum monthly repayment
- £218.11
- Repayment term
- 12 months
What does this include?
Tom’s maximum APR includes the cost of borrowing and Lendfolk’s platform costs. Tom will not be charged an additional percentage-based platform fee after the campaign is funded. How Lendfolk makes money
Current estimated APR
6.2%
Based on the support received so far. Donations and supporters choosing lower returns may reduce Tom’s final borrowing cost. The final rate is confirmed when funding closes.
- Repayable funding raised so far
- £840
- Donation funding
- £260
- Current estimated monthly repayment
- £72.31
Supporters can privately choose to donate, lend interest-free, or accept a lower return. This can reduce Tom’s final cost, but it is not guaranteed and it was never assumed.
Interest-free and lower-return lending is why the current estimate sits below the maximum.
£260 donated means Tom will not need to repay that part of the funding at all.
Checks Lendfolk has completed
- Identity verified
- Affordability assessed
- Credit assessment in progress
Lendfolk assesses borrowers before lending is enabled on their page. Lending is not yet enabled on Tom’s page. Checks reduce risk but do not eliminate it.
Recent support
Jess supported with £25
4 hours ago
Anonymous supported with £20
2 days ago
Ade supported with £50
Good luck with the new job.
3 days ago
Activity shows what each person put in, and nothing else.
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Tom is raising £2,500 for moving costs after relocation. You can donate or lend from £10.
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Lendfolk is a product concept. This demo does not offer real loans, investments or donations.